Indian fintech platform Grip Invest has unveiled Infinite, an automated reinvestment solution that promises to boost investor returns by up to 30% through seamless compounding of fixed-income assets.
The product addresses a key friction point in India’s fixed-income market by automatically channeling monthly bond payouts into high-grade debt mutual funds through systematic investment plans (SIPs). This eliminates the manual reinvestment process that often leaves cash idle between investment cycles.
Nikhil Aggarwal, Founder & Group CEO, Grip, commented, “Bond investors had to resort to manual tracking of interest payouts and reinvestment options, where they had to make one decision after another, just to keep their capital working. The reinvestment journey is fragmented and inefficient, especially for smaller returns earned by retail investors, which often sit idle. This friction not only disrupts compounding but also results in silent value erosion over time.”
Aggarwal added, “Infinite is our response to that bottleneck: By routing monthly bond payouts into curated mutual funds via an auto-SIP, Infinite offers the power of compounding of auto-pilot. It turns passive returns into active compounding, without lock-ins, delays, or constant oversight. For investors, it delivers up to 30% more returns from the same portfolio. For Grip, it advances our mission to build accessible, intuitive fixed returns infrastructure for retail investors that works with, not against, investor behaviour.”
The fintech has curated over 15 mutual fund bond options within its ecosystem, positioning Infinite as an end-to-end solution for India’s growing retail fixed-income segment. The product transforms what has traditionally been a series of discrete transactions into a continuous wealth-building mechanism.
Grip’s approach addresses operational friction in the reinvestment process, where cash often sits idle between investment cycles, eroding compound returns. The platform’s closed-loop design keeps capital continuously deployed across its fixed-income product suite.RetryClaude can make mistakes. Please double-check responses.
